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Insurance Services
Sergon Building Consultants provides a vast range of Insurance related services both directly to our Insurer clients and when engaged in assessing activities being undertaken by our parent company Cunningham Lindsey. All of these services are designed to assist the assessor to improve customer service and to reduce claims cost.

Scopes of Works

A clearly defined scope of works document is a fundamental document for the correct assessment of a building claim.  The document not only clarifies for all parties involved what is to be included as part of the insurance repair but also allows for the competitive tendering process.  


Cause Reports

A Cause Report is generated where there is a potential issue raised in relation to cause identification. Our consultants specialize in cause identification.  Assessors have an obligation to both the Insured and the Insurers to correctly and impartially identify the cause of the damage to enable an accurate policy decision to be made.  If it is decided that all or part of a claim is to be declined, the report on which the declinature is based needs to be able to withstand scrutiny through the IDR (Internal Dispute resolution) process.  


Cost Validation

A Cost Validation may be required when an Insurer has instructed the appointment of a panel builder on a ‘do and charge’ basis or a one quotation basis.  Therefore the potential to use the competitive quotation system in some instances, to check quotations will not be available. In situations such as these there is the potential for costs to escalate.  

Sergon through our experience in Supplier Management have been able to obtain a guide of building costs and utilize this to perform a Cost Validation of quoted building works and apply these against industry standards. Sergon’s Quantity Surveyor services are available to prepare a costing on any job as long as accurate measurements are provided.  This information can be used by the assessor to have an informed discussion with any builder on a price which is deemed to be unreasonable.


Audit Services

Audit Services provide our insurance clients with key information to identify and improve the performance of their builder assessed claim models. A desktop or on-site audit accurately identifies causation and scope of works reporting compliance, cost competitiveness and building repair quality. Our audit feedback data enables you to positively address process improvement, builder behavior and cost management.





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